Terms & Conditions

Effective Date: July 31, 2024

Introduction

Welcome to Sfyin, a website and service provider in the fields of insurance, trading, mortgage & loans, and laws. By using our services, you agree to be bound by these Terms & Conditions.

Definitions

  • “We” or “us” refers to Sfyin
  • “You” or “user” refers to the individual using our services
  • “Services” refers to our website, products, and offerings

Use of Services

  • You must be at least 18 years old to use our services
  • You agree to provide accurate and complete information
  • You agree to use our services for lawful purposes only

Insurance Services

  • We are not an insurance provider, but a facilitator
  • All insurance policies are provided by third-party carriers
  • You agree to review and understand policy terms before purchase

Trading Services

  • We are not a trading platform, but a facilitator
  • All trading activities are conducted through third-party platforms
  • You agree to review and understand trading risks before participating

Mortgage & Loans Services

  • We are not a lender, but a facilitator
  • All mortgage and loan products are provided by third-party lenders
  • You agree to review and understand loan terms before acceptance

Laws Services

  • We are not a law firm, but a facilitator
  • All legal services are provided by third-party law firms
  • You agree to review and understand legal terms before acceptance

Disclaimer of Warranties

  • Our services are provided “as-is” and “as-available”
  • We disclaim all warranties, express or implied

Limitation of Liability

  • We are not liable for any damages or losses resulting from our services
  • You agree to hold us harmless for any claims or damages

Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the United States

Changes to Terms & Conditions

  • We may update these Terms & Conditions at any time
  • You agree to review and accept changes before continuing to use our services

Contact Us

If you have questions or concerns, please contact us at:

  • Email: [email protected]
  • Phone: +923116835970
  • Address: Jinnah Avenue (MB-2), APE Canal Road Bahawalpur

If you have any questions or concerns about our Terms & Conditions, please contact us

Acceptance

By using SFYIN’s services, you acknowledge that you have read, understand, and agree to be bound by these Terms & Conditions.